Land to Land Holdings | Owner-Financed Land

Property at a Glance

What You're Actually Getting

This property is located in Putnam County, Florida near Palatka. You're in the heart of north-central Florida, a laid-back stretch of lakes, longleaf pine, and Spanish moss that moves at its own pace. The terrain is wooded at an elevation of 158 FT. Zoned R2 - Residential, Medium Density.

No Flood ZoneThis parcel sits in Flood Zone X. No flood insurance required.
Elevated SiteLocated at 158 FT, well above surrounding terrain.
Clear ZoningR2 - Residential, Medium Density
Build-ReadySite-built homes permitted. Manufactured homes also allowed.

Quick Look

Why Buyers Choose Putnam County

Florida land, owner financed, in one of the state's quieter inland counties.

Mild Winters

Florida's winters stay mild, so the land is usable year-round, not just in summer.

Lake Country

Putnam County sits in Florida’s inland lake region, away from the coastal crowds.

No State Income Tax

Florida charges no state income tax, a real savings if you relocate here.

Room to Spread Out

Rural Putnam County offers low-density, quiet surroundings at a fraction of coastal prices.

Property Rules & Zoning

Zoning: R2 - Residential, Medium Density

No HOA fees or restrictions

Peaceful, wooded setting

RVs and mobile homes may be permitted (check local zoning)

Not located in a flood zone

Room to build a single-family home

Solar, septic, and propane available for off-grid living

No Banks. No Credit Check.

Financing Options

Cash Price

$10,000

One-time payment. Own it outright.

Owner Financing

Down Payment	$100
Monthly Payment	$227/mo
Term	72 months
Doc Fee	$249

No credit check required.

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Full Specs

For the Detail Oriented

We know that detail-oriented buyers want the full picture. That's why we've included every bit of information we have about this property. If you have questions, reach out and we'll do our best to help.

READ THIS: We are not the Planning and Zoning department and while we try to answer common questions about what the property can be used for, we can't provide a yes or no answer for every circumstance. Land to Land Holdings LLC or its affiliates make no warranty or guarantee, either expressed or implied relative to usability, the exact location, desirability, or usefulness of the properties. Buyer is solely responsible for determining the condition of the property. All information is deemed reliable but not guaranteed. Buyer is required to complete their own due diligence prior to purchasing.

Property Specifications

County	Putnam, FL
APN	04-10-24-5540-0050-0080
Terrain	Wooded
Access Road	Dirt
Sewer/Septic	Yes
Gas	Propane. Can contact Suburban Propane at (904) 829-5623.
HOA / Fees	None

Zoning	R2 - Residential, Medium Density
Acreage	0.1 Acres
Elevation	158 FT
Water	Not specified
Electric	Contact Florida Power & Light at 1-800-226-5885.

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GPS Coordinates

Decimal	29.652077081675174, -81.90220471349463
DMS	29°39'7.48"N, 81°54'7.94"W
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What You're Actually Getting

Why Buyers Choose Putnam County

Property Rules & Zoning

Financing Options

For the Detail Oriented

Location

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